Terms Conditions

These Terms and Conditions exist for the benefit of Home of Prosperity and its Charity Associates, Volunteers, Donors, Consultants, Benefactors, Marketing Associates and now henceforth with referred to as members. Home of Prosperity, at its sole discretion, reserves the right to terminate the account of any Members caught in violation of the Terms and Conditions without notice.
Section A

Home of Prosperity reserves the right to change these terms and conditions at any time, and you agree to abide by the most recent version of this Terms and Conditions Agreement each time you view and use the Website and/or Home of Prosperity's leads and/or training material. Do not use the Website and/or Home of Prosperity's leads and/or training material if you do not agree to all of these terms and conditions.
1. ILLEGAL ACTIVITY
Marketing Associates may not present Home of Prosperity promotions on any page, newsgroup, email or any distribution method that is regarded objectionable by Home of Prosperity, its Internet Service Providers, or otherwise considered unlawful according to any controlling legal authority. This includes, but is not limited to, pornography, computer viruses, prostitution, obscenity or Spam.
2. THIRD-PARTY LIABILITY
Home of Prosperity will in no way be liable for the actions of third parties that may in any way cause members harm.
3. CHANGES
Home of Prosperity reserves the right to update, modify, add or change the terms and conditions without notice.
4. TERMINATION
The membership of the Members can be canceled anytime by Home of Prosperity without giving any reason. Marketing Associates can cancel their account and recurring subscription anytime directly from their back office with alertpay.com without the assistance of the company.
5. PAYMENT PROCESSOR
We pay out commissions only through USA dollars(USD), Tanzanian shilling (TZS), Albanian Lek(ALL), Nigerian Naira(NGN, and HOP E-fund(HEF)
6. ETHICS
Any Membersacting unethical or unprofessional may be removed without refund at the sole discretion of Home of Prosperity with all future commissions or lead and/or training usage forfeited.
7. CANCELLATION/TERMINATION OF MEMBERSHIP
Any Members that is canceled/terminated will forfeit all benefits and privileges associated with Home of Prosperity. Any positions held in participating programs owned by Home of Prosperity will also be forfeited and ownership will be reassigned to Home of Prosperity.
8. RELATIONSHIP OF PARTIES
While the parties shall work hand-in-hand for the benefit of both,the parties acknowledge and agree that the Membersshall, from a legal perspective, act as and shall be an independent contractor and not an employee or agent of Home of Prosperity. Nothing in this Agreement or these Terms and Conditions shall create a partnership, joint venture, agency, or franchise between the parties in the legal sense of these terms. The Membersshall not sign any document in the name of or on behalf of Home of Prosperity nor shall it hold itself out as being an agent of Home of Prosperity or as having apparent authority to contract for or bind Home of Prosperity.
9. DISPUTES
Agreements shall be interpreted under the laws of the country of incorporation for Home of Prosperity. Any disputes made with financial processors for purchases made will result in immediate termination of the Marketing Associates account with Home of Prosperity.
10. COPYRIGHT MATERIAL
All branding, logos and graphics contained within Home of Prosperity are copyright use; distribution or copying of such content is expressly prohibited. Home of Prosperity provides Marketing Associates with approved material for marketing any 3rd party or self-created marketing material must be first approved by Home of Prosperity before it may be used.
11. DAMAGING INTENT
Any Memberswho engages in chat, email, postings or any other medium, content that is deemed damaging to Home of Prosperity and or its employees and/or fellow marketing associates will be terminated from Home of Prosperity. Depending on seriousness, Home of Prosperity may deem it appropriate to exercise legal action.
12. UCE/UBE or SPAM
Home of Prosperity strictly prohibits the use of UCE or SPAM. This enforcement is at the sole discretion of Home of Prosperity and for the benefit of all Marketing Associates. Marketing Associates proven to be participating in such activities will have their account(s) terminated and they will forfeit any and all current or future commissions.
13. CONTACT INFORMATION
It is the responsibility of Marketing Associates to keep their personal records up to date at the members area. Home of Prosperity will not be responsible for communication error due to incorrect or out of date contact information. Continued failed attempts to make contact with you may result in the termination of your account.
14. TAX
You, the Marketing Associate, are responsible for any and all taxes payable in your resident domicile or jurisdiction, for any income you receive either from Home of Prosperity or any leads sold via the Home of Prosperity website.
15. NO WARRANTY
All leads, trainings etc. is provided "As Is" and without any warranty, express, implied or otherwise, regarding its accuracy or performance.
16. NO ASSIGNMENT
Marketing Associates may not assign or transfer any rights or obligations under this Agreement without the prior written consent of the other party.
17. SEVERABILITY
Marketing Associates and Home of Prosperity agree that if any portion of this agreement is found illegal or unenforceable, that portion shall be severed and the remainder of the agreement shall be given full force and effect.
18. LIMITATION OF LIABILITY; SOLE AND EXCLUSIVE REMEDY; INDEMNIFICATION
You agree that Home of Prosperity is NOT responsible for the success or failure of your business or your business decisions relating to any information presented by our company or our company products and/or services.
19. ACCURATENESS OF INFORMATION
Home of Prosperity makes no representations as to the accurateness or reliability of any advertising message or marketing tool offered through any referral, outside company or on this site. While we believe the people/companies we work with to be honest and ethical, we recommend you do your own due diligence relating to any specific claims or promises made in the marketing message, as it relates to your use and purchase.
20. CROSS SPONSORING/CROSS RECRUITING
Cross sponsoring, cross recruiting and cross line jumping are prohibited per the company's terms and conditions and the Members agreement. "Cross sponsoring" means soliciting a Members or any closely related person or entity into a downline different from the existing downline for that Associate, or a closely related person or entity. "Cross jumping" means an Associated or any closely related person or entity voluntarily taking a business that is not in the same downline as the one in which the Members first was placed. "Closely related person or entity" is any person in the household of the Members [e.g. Spouse, Son, Daughter, Parents living in the same household] or any Legal entity which is controlled by the Marketing Associate.
21. INCOME REPRESENTATION
Marketing Associates shall not make any income representations except those set forth herein or otherwise specifically set forth inofficial company material.
Section B

You agree that all information, communications, materials coming from Homeofprosperity.com or Homeofprosperity.org are unsolicited and must be kept private, confidential and protected from any disclosure. Moreover, the information, communications and materials contained herein are not to be regarded as an offer or a solicitation for investments in any jurisdiction which deems non-public offers or solicitations unlawful, nor to any person to whom it will be unlawful to make such offer or solicitation.
Homeofprosperity.com or Homeofprosperity.org is not available to the general public and is opened only to the qualified members of Homeofprosperity.com or Homeofprosperity.org subscribers, and the use of this site is restricted to our members and to individuals personally invited by them. Every transaction should be considered to be a private transaction between the HoemofProsperity.com and her members. You agree to be of legal age in your country to partake in this program, and in all the cases your minimal age must be 18 years.
We are not a licensed bank, a security firm, a brokerage house nor an investment club. Your initial fee paid to HomeofProsperity.com is only a subscription fee for membership that grants you access to business and financial information, purchase discounts, trainings and other subscriber bonuses that may be available from time to time on the platform. Your subscription fee is not your investment nor a donation.
HoemofProsperity.com is not a HYIP and therefore should not be considered a HYIP for investment purposes, even though the registration gives you an added opportunity to join our Affiliate Money making System with high possibility to make good money and access other economic benefits through our fund pooling system and loan fund scheme.
All the data from subscribers, as a non-disclosure assurance,will be only privately used and not disclosed to third parties. HomeofProsperity.com is not responsible or liable for any loss of data. You agree to hold all principals and members harmless of any liability. You agree that you are paying for the services, membership and/or products offered by HoemofProsperity.com and we reserve the rights to suspend or terminate accounts that we found violating our terms, rules or regulations.
We reserve the right to change the rules, commissions and rates of the products at any time and at our sole discretion without notice, especially in order to respect the integrity and security of the members' interests. You agree that it is your sole responsibility to review the current terms and conditions regularly as they change from time to time.
Homeofprosperity.com or Homeofprosperity.org is not responsible or liable for any damages, losses and costs resulting from any violation of the conditions and terms and/or use of our portal by a member. You guarantee to Homeofprosperity.com or Homeofprosperity.org that you will not use this site in any illegal way and you agree to respect your local, national and international laws.
You agree to keep private all content and information on this web site that is accessible to you through the protection of your password. You agree to protect your password and never share your login information with any one else regardless of their membership status in HoemofProsperity.com . You further agree to discuss no aspect of the benefits and services beyond what is written on the non-member pages. You agree to keep private any conference call or web-based seminar access codes. You agree to the policy of Homeofprosperity.com or Homeofprosperity.org that forbids emailing any URL or web address associated with the password-protected area of the Homeofprosperity.com or Homeofprosperity.org portal. You agree to engage in no mass emailing of Homeofprosperity.com or Homeofprosperity.org URL. You agree to discuss only on a one-to-one basis in private conversation. Homeofprosperity.com or Homeofprosperity.org retains the right to terminate with no recourse the membership of anyone who violates any clause of the Terms and Agreements, including the Non-Disclosure Agreement. These Terms and Agreements are subject to amendment and revision by HoemofProsperity.com.
Donations are not to be construed as investments, as any money paid to or for HomeofProsperity.com business is only but a donation. Donations may be used to sponsor trading business activities engaged in by HomeofProsperity members, and returns or profits on your donations may be returned back to you following a sharing formula determined solely by HomeofProsperity.com or its affiliates.
We will not tolerate SPAM or any type of UCE in this program. SPAM violators will be immediately and permanently removed from the system. Subscription fees are non-refundable and annual subscription fee(s) apply. We reserve the right to accept or decline any registration, application or subscription to join our system without explanation. If you do not agree with the above Terms and Condition, please do not go any further, and do not register on homeofprosperity.com. If you click the acceptance button during registration, you are bound by the terms and conditions stated here-in.
SECTION C

OVERVIEW
This website is operated by HOME OF PROSPERITY . Throughout the site, the terms HOP and HOPS refer to HOME OF PROSPERITY . HOME OF PROSPERITY offers this website, including all information, tools and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies and notices stated here.
By visiting our site and/ or purchasing something from us, you engage in our “Service” and agree to be bound by the following terms and conditions (“Terms of Service”, “Terms”), including those additional terms and conditions and policies referenced herein and/or available by hyperlink. These Terms of Service apply to all users of the site, including without limitation users who are browsers, vendors, customers, merchants, and/ or contributors of content.
Please read these Terms of Service carefully before accessing or using our website. By accessing or using any part of the site, you agree to be bound by these Terms of Service. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services. If these Terms of Service are considered an offer, acceptance is expressly limited to these Terms of Service.
Any new features or tools which are added to the current store shall also be subject to the Terms of Service. You can review the most current version of the Terms of Service at any time on this page. We reserve the right to update, change or replace any part of these Terms of Service by posting updates and/or changes to our website. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes.
Our store is hosted on HomeofProsperity.com Inc. They provide us with the online e-commerce platform that allows us to sell our products and services to you.
SECTION 1 - ONLINE STORE TERMS
By agreeing to these Terms of Service, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site. You may not use our products for any illegal or unauthorized purpose nor may you, in the use of the Service, violate any laws in your jurisdiction (including but not limited to copyright laws). You must not transmit any worms or viruses or any code of a destructive nature. A breach or violation of any of the Terms will result in an immediate termination of your Services.
SECTION 2 - GENERAL CONDITIONS
We reserve the right to refuse service to anyone for any reason at any time.You understand that your content (not including credit card information), may be transferred unencrypted and involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices. Credit card information is always encrypted during transfer over networks. You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Service, use of the Service, or access to the Service or any contact on the website through which the service is provided, without express written permission by us. The headings used in this agreement are included for convenience only and will not limit or otherwise affect these Terms.
SECTION 3 - ACCURACY, COMPLETENESS AND TIMELINESS OF INFORMATION
We are not responsible if information made available on this site is not accurate, complete or current. The material on this site is provided for general information only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete or more timely sources of information. Any reliance on the material on this site is at your own risk. This site may contain certain historical information. Historical information, necessarily, is not current and is provided for your reference only. We reserve the right to modify the contents of this site at any time, but we have no obligation to update any information on our site. You agree that it is your responsibility to monitor changes to our site.
SECTION 4 - MODIFICATIONS TO THE SERVICE AND PRICES
Prices for our products are subject to change without notice. We reserve the right at any time to modify or discontinue the Service (or any part or content thereof) without notice at any time. We shall not be liable to you or to any third-party for any modification, price change, suspension or discontinuance of the Service.
SECTION 5 - PRODUCTS OR SERVICES (if applicable)
Certain products or services may be available exclusively online through the website. These products or services may have limited quantities and are subject to return or exchange only according to our Return Policy. We have made every effort to display as accurately as possible the colors and images of our products that appear at the store. We cannot guarantee that your computer monitor's display of any color will be accurate. We reserve the right, but are not obligated, to limit the sales of our products or Services to any person, geographic region or jurisdiction. We may exercise this right on a case-by-case basis. We reserve the right to limit the quantities of any products or services that we offer. All descriptions of products or product pricing are subject to change at anytime without notice, at the sole discretion of us. We reserve the right to discontinue any product at any time. Any offer for any product or service made on this site is void where prohibited. We do not warrant that the quality of any products, services, information, or other material purchased or obtained by you will meet your expectations, or that any errors in the Service will be corrected.
SECTION 6 - ACCURACY OF BILLING AND ACCOUNT INFORMATION
We reserve the right to refuse any order you place with us. We may, in our sole discretion, limit or cancel quantities purchased per person, per household or per order. These restrictions may include orders placed by or under the same customer account, the same credit card, and/or orders that use the same billing and/or shipping address. In the event that we make a change to or cancel an order, we may attempt to notify you by contacting the e-mail and/or billing address/phone number provided at the time the order was made. We reserve the right to limit or prohibit orders that, in our sole judgment, appear to be placed by dealers, resellers or distributors. You agree to provide current, complete and accurate purchase and account information for all purchases made at our store. You agree to promptly update your account and other information, including your email address and credit card numbers and expiration dates, so that we can complete your transactions and contact you as needed. For more detail, please review our Returns Policy.
SECTION 7 - OPTIONAL TOOLS
We may provide you with access to third-party tools over which we neither monitor nor have any control nor input. You acknowledge and agree that we provide access to such tools ”as is” and “as available” without any warranties, representations or conditions of any kind and without any endorsement. We shall have no liability whatsoever arising from or relating to your use of optional third-party tools. Any use by you of optional tools offered through the site is entirely at your own risk and discretion and you should ensure that you are familiar with and approve of the terms on which tools are provided by the relevant third-party provider(s). We may also, in the future, offer new services and/or features through the website (including, the release of new tools and resources). Such new features and/or services shall also be subject to these Terms of Service.
SECTION 8 - THIRD-PARTY LINKS
Certain content, products and services available via our Service may include materials from third-parties. Third-party links on this site may direct you to third-party websites that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy and we do not warrant and will not have any liability or responsibility for any third-party materials or websites, or for any other materials, products, or services of third-parties. We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any third-party websites. Please review carefully the third-party's policies and practices and make sure you understand them before you engage in any transaction. Complaints, claims, concerns, or questions regarding third-party products should be directed to the third-party.
SECTION 9 - USER COMMENTS, FEEDBACK AND OTHER SUBMISSIONS
If, at our request, you send certain specific submissions (for example contest entries) or without a request from us you send creative ideas, suggestions, proposals, plans, or other materials, whether online, by email, by postal mail, or otherwise (collectively, 'comments'), you agree that we may, at any time, without restriction, edit, copy, publish, distribute, translate and otherwise use in any medium any comments that you forward to us. We are and shall be under no obligation (1) to maintain any comments in confidence; (2) to pay compensation for any comments; or (3) to respond to any comments. We may, but have no obligation to, monitor, edit or remove content that we determine in our sole discretion are unlawful, offensive, threatening, libelous, defamatory, pornographic, obscene or otherwise objectionable or violates any party’s intellectual property or these Terms of Service. You agree that your comments will not violate any right of any third-party, including copyright, trademark, privacy, personality or other personal or proprietary right. You further agree that your comments will not contain libelous or otherwise unlawful, abusive or obscene material, or contain any computer virus or other malware that could in any way affect the operation of the Service or any related website. You may not use a false e-mail address, pretend to be someone other than yourself, or otherwise mislead us or third-parties as to the origin of any comments. You are solely responsible for any comments you make and their accuracy. We take no responsibility and assume no liability for any comments posted by you or any third-party.
SECTION 10 - PERSONAL INFORMATION
Your submission of personal information through the store is governed by our Privacy Policy. To view our Privacy Policy.
SECTION 11 - ERRORS, INACCURACIES AND OMISSIONS
Occasionally there may be information on our site or in the Service that contains typographical errors, inaccuracies or omissions that may relate to product descriptions, pricing, promotions, offers, product shipping charges, transit times and availability. We reserve the right to correct any errors, inaccuracies or omissions, and to change or update information or cancel orders if any information in the Service or on any related website is inaccurate at any time without prior notice (including after you have submitted your order). We undertake no obligation to update, amend or clarify information in the Service or on any related website, including without limitation, pricing information, except as required by law. No specified update or refresh date applied in the Service or on any related website, should be taken to indicate that all information in the Service or on any related website has been modified or updated.
SECTION 12 - PROHIBITED USES
In addition to other prohibitions as set forth in the Terms of Service, you are prohibited from using the site or its content: (a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability; (f) to submit false or misleading information; (g) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service or of any related website, other websites, or the Internet; (h) to collect or track the personal information of others; (i) to spam, phish, pharm, pretext, spider, crawl, or scrape; (j) for any obscene or immoral purpose; or (k) to interfere with or circumvent the security features of the Service or any related website, other websites, or the Internet. We reserve the right to terminate your use of the Service or any related website for violating any of the prohibited uses.
SECTION 13 - DISCLAIMER OF WARRANTIES; LIMITATION OF LIABILITY
We do not guarantee, represent or warrant that your use of our service will be uninterrupted, timely, secure or error-free. We do not warrant that the results that may be obtained from the use of the service will be accurate or reliable. You agree that from time to time we may remove the service for indefinite periods of time or cancel the service at any time, without notice to you. You expressly agree that your use of, or inability to use, the service is at your sole risk. The service and all products and services delivered to you through the service are (except as expressly stated by us) provided 'as is' and 'as available' for your use, without any representation, warranties or conditions of any kind, either express or implied, including all implied warranties or conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, and non-infringement. In no case shall HOME OF PROSPERITY , our directors, officers, employees, affiliates, agents, contractors, interns, suppliers, service providers or licensors be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind, including, without limitation lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability or otherwise, arising from your use of any of the service or any products procured using the service, or for any other claim related in any way to your use of the service or any product, including, but not limited to, any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of the service or any content (or product) posted, transmitted, or otherwise made available via the service, even if advised of their possibility. Because some states or jurisdictions do not allow the exclusion or the limitation of liability for consequential or incidental damages, in such states or jurisdictions, our liability shall be limited to the maximum extent permitted by law.
SECTION 14 - INDEMNIFICATION
You agree to indemnify, defend and hold harmless HOME OF PROSPERITY and our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns and employees, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third-party due to or arising out of your breach of these Terms of Service or the documents they incorporate by reference, or your violation of any law or the rights of a third-party.
SECTION 15 - SEVERABILITY
In the event that any provision of these Terms of Service is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms of Service, such determination shall not affect the validity and enforceability of any other remaining provisions.
SECTION 16 - TERMINATION
The obligations and liabilities of the parties incurred prior to the termination date shall survive the termination of this agreement for all purposes. These Terms of Service are effective unless and until terminated by either you or us. You may terminate these Terms of Service at any time by notifying us that you no longer wish to use our Services, or when you cease using our site. If in our sole judgment you fail, or we suspect that you have failed, to comply with any term or provision of these Terms of Service, we also may terminate this agreement at any time without notice and you will remain liable for all amounts due up to and including the date of termination; and/or accordingly may deny you access to our Services (or any part thereof).
SECTION 17 - ENTIRE AGREEMENT
The failure of us to exercise or enforce any right or provision of these Terms of Service shall not constitute a waiver of such right or provision. These Terms of Service and any policies or operating rules posted by us on this site or in respect to The Service constitutes the entire agreement and understanding between you and us and govern your use of the Service, superseding any prior or contemporaneous agreements, communications and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of the Terms of Service). Any ambiguities in the interpretation of these Terms of Service shall not be construed against the drafting party.
SECTION 18 - GOVERNING LAW
These Terms of Service and any separate agreements whereby we provide you Services shall be governed by and construed in accordance with the laws of 2, Agura road Sagamu NG 234001.
SECTION 19 - CHANGES TO TERMS OF SERVICE
You can review the most current version of the Terms of Service at any time at this page. We reserve the right, at our sole discretion, to update, change or replace any part of these Terms of Service by posting updates and changes to our website. It is your responsibility to check our website periodically for changes. Your continued use of or access to our website or the Service following the posting of any changes to these Terms of Service constitutes acceptance of those changes.
SECTION 20 - CONTACT INFORMATION
Questions about the Terms of Service should be sent to us at [email protected]
RETURNS

Several types of goods are exempt from being returned. Perishable goods such as food, flowers, newspapers or magazines cannot be returned. We also do not accept products that are intimate or sanitary goods, hazardous materials, or flammable liquids or gases. Our policy lasts 7 days. If 7 days have gone by since your purchase, unfortunately, we can’t offer you a refund or exchange. To be eligible for a return, your item must be unused and in the same condition that you received it. It must also be in the original packaging. Additional non-returnable items: Gift cards Downloadable software products Some health and personal care items To complete your return, we require a receipt or proof of purchase. Please do not send your purchase back to the manufacturer. There are certain situations where only partial refunds are granted (if applicable) Book with obvious signs of use CD, DVD, VHS tape, software, video game, cassette tape, or vinyl record that has been opened Any item not in its original condition, is damaged or missing parts for reasons not due to our error Any item that is returned more than 7 days after delivery
Refunds (if applicable)
Once your return is received and inspected, we will send you an email to notify you that we have received your returned item. We will also notify you of the approval or rejection of your refund. If you are approved, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within a certain amount of days.
Late or missing refunds (if applicable)
If you haven’t received a refund yet, first check your bank account again. Then contact your credit card company, it may take some time before your refund is officially posted. Next contact your bank. There is often some processing time before a refund is posted. If you’ve done all of this and you still have not received your refund yet, please contact us at [email protected]
Sale items (if applicable)
Only regular priced items may be refunded, unfortunately sale items cannot be refunded.
Exchanges (if applicable)
We only replace items if they are defective or damaged. If you need to exchange it for the same item, send us an email at [email protected] and send your item to: 2, Agura road Sagamu NG 234001.
Gifts
If the item was marked as a gift when purchased and shipped directly to you, you’ll receive a gift credit for the value of your return. Once the returned item is received, a gift certificate will be mailed to you. If the item wasn’t marked as a gift when purchased, or the gift giver had the order shipped to themselves to give to you later, we will send a refund to the gift giver and he will find out about your return.
Shipping
To return your product, you should mail your product to: 2, Agura road Sagamu NG 234001 You will be responsible for paying for your own shipping costs for returning your item. Shipping costs are non-refundable. If you receive a refund, the cost of return shipping will be deducted from your refund. Depending on where you live, the time it may take for your exchanged product to reach you, may vary. If you are shipping an item over NGN30,000, you should consider using a trackable shipping service or purchasing shipping insurance. We don’t guarantee that we will receive your returned item.
PRIVACY STATEMENT OF HOME OF PROSPERITY

SECTION 1 - WHAT DO WE DO WITH YOUR INFORMATION?
When you purchase something from our store, as part of the buying and selling process, we collect the personal information you give us such as your name, address and email address. When you browse our store, we also automatically receive your computer’s internet protocol (IP) address in order to provide us with information that helps us learn about your browser and operating system. Email marketing (if applicable): With your permission, we may send you emails about our store, new products and other updates.
SECTION 2 - CONSENT
How do you get my consent? When you provide us with personal information to complete a transaction, verify your credit card, place an order, arrange for a delivery or return a purchase, we imply that you consent to our collecting it and using it for that specific reason only. If we ask for your personal information for a secondary reason, like marketing, we will either ask you directly for your expressed consent, or provide you with an opportunity to say no. How do I withdraw my consent? If after you opt-in, you change your mind, you may withdraw your consent for us to contact you, for the continued collection, use or disclosure of your information, at anytime, by contacting us at [email protected] or mailing us at: HOME OF PROSPERITY 2, Agura road Sagamu NG 234001
SECTION 3 - DISCLOSURE
We may disclose your personal information if we are required by law to do so or if you violate our Terms of Service.
SECTION 4 - HOMEOFPROSPERITY.COM
Our store is hosted on HomeofProsperity.com Inc. They provide us with the online e-commerce platform that allows us to sell our products and services to you. Your data is stored through HomeofProsperity.com’s data storage, databases and the general HomeofProsperity.com application. They store your data on a secure server behind a firewall.
Payment: If you choose a direct payment gateway to complete your purchase, then HomeofProsperity.com stores your credit card data. It is encrypted through the Payment Card Industry Data Security Standard (PCI-DSS). Your purchase transaction data is stored only as long as is necessary to complete your purchase transaction. After that is complete, your purchase transaction information is deleted. All direct payment gateways adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, Mastercard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of credit card information by our store and its service providers. For more insight, you may also want to read HomeofProsperity.com’s Terms of Service (https://www.HomeofProsperity.org/termsandconditions.asp) or Privacy Statement (https://www.HomeofProsperity.com.com/legal/privacy).
SECTION 5 - THIRD-PARTY SERVICES
In general, the third-party providers used by us will only collect, use and disclose your information to the extent necessary to allow them to perform the services they provide to us. However, certain third-party service providers, such as payment gateways and other payment transaction processors, have their own privacy policies in respect to the information we are required to provide to them for your purchase-related transactions. For these providers, we recommend that you read their privacy policies so you can understand the manner in which your personal information will be handled by these providers. In particular, remember that certain providers may be located in or have facilities that are located a different jurisdiction than either you or us. So if you elect to proceed with a transaction that involves the services of a third-party service provider, then your information may become subject to the laws of the jurisdiction(s) in which that service provider or its facilities are located. As an example, if you are located in Canada and your transaction is processed by a payment gateway located in the United States, then your personal information used in completing that transaction may be subject to disclosure under United States legislation, including the Patriot Act. Once you leave our store’s website or are redirected to a third-party website or application, you are no longer governed by this Privacy Policy or our website’s Terms of Service.
Links When you click on links on our store, they may direct you away from our site. We are not responsible for the privacy practices of other sites and encourage you to read their privacy statements.
SECTION 6 - SECURITY
To protect your personal information, we take reasonable precautions and follow industry best practices to make sure it is not inappropriately lost, misused, accessed, disclosed, altered or destroyed. If you provide us with your credit card information, the information is encrypted using secure socket layer technology (SSL) and stored with a AES-256 encryption. Although no method of transmission over the Internet or electronic storage is 100% secure, we follow all PCI-DSS requirements and implement additional generally accepted industry standards.
SECTION 7 - AGE OF CONSENT
By using this site, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site.
SECTION 8 - CHANGES TO THIS PRIVACY POLICY
We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, we will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it. If our store is acquired or merged with another company, your information may be transferred to the new owners so that we may continue to sell products to you.
QUESTIONS AND CONTACT INFORMATION
If you would like to: access, correct, amend or delete any personal information we have about you, register a complaint, or simply want more information contact our Privacy Compliance Officer at [email protected] with the following heading:
HOME OF PROSPERITY
[Re: Privacy and Business Compliance Officer]
Thanks
HomeosProsperity Team.